Bali Insights

Guides, news and stories to help you live, work and invest confidently in Indonesia

Opening a Bank Account in Bali as a Foreigner: Personal and Business Banking in 2026
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Opening a Bank Account in Bali as a Foreigner: Personal and Business Banking in 2026

Whether you're moving to Bali, staying for a few months or setting up a company here, sooner or later you'll probably want a local bank account. Paying rent, receiving a salary, paying suppliers or simply avoiding international card fees become much easier once you bank locally. In this article, we'll look at the main banks, who can open an account, and what you need to know about tokens for corporate accounts.

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What Happens If You Miss an LKPM Report
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What Happens If You Miss an LKPM Report

Getting your NIB (Nomor Induk Berusaha, Indonesia's business identification number) is a great milestone in your business journey! However, now your PT PMA/company is licensed, it also means that a set of ongoing obligations kicks in. One of these is submitting an LKPM, a quarterly report that proves your company is doing what its licence says it does. In this article, we’ll dive deeper into what an LKPM is, and what happens if you miss the deadline for submitting it.

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Want to Launch a Beauty or Food Brand in Indonesia? Here’s What You Need to Know About BPOM
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Want to Launch a Beauty or Food Brand in Indonesia? Here’s What You Need to Know About BPOM

Seeing your own products displayed on Indonesian supermarket shelves is an exciting milestone, but getting there requires more than a great idea. Every beauty, skincare, food and beverage business must navigate a series of legal requirements before products can be sold, including company registration, BPOM approval and, in many cases, halal certification. This article breaks down the entire process, explains the latest regulatory changes, and highlights the common pitfalls that every entrepreneur should avoid before launching a consumable product in Indonesia.

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Finding Products to Sell: Where Indonesia Makes Things 
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Finding Products to Sell: Where Indonesia Makes Things 

When people think about doing business in Indonesia, they usually think of opening something in Bali. But when it comes to selling products, it might be time to widen your horizons, as most of the country's production houses are in places you might never have heard of. Whether you’re sourcing, exporting or even selling goods here, knowing the areas you can buy from directly can save you money.

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How to Set Up an Import/Export Business in Indonesia
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How to Set Up an Import/Export Business in Indonesia

Indonesia offers excellent opportunities for international trade, but obtaining the right licenses involves much more than opening a PT PMA. Learn how import and export permits work, the differences between API-P and API-U, how to activate your import status through OSS, and what ongoing compliance is required to keep your business operating smoothly.

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Bali Makes Most Business Types Unavailable to Foreign Investors
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Bali Makes Most Business Types Unavailable to Foreign Investors

As of May 13, 2026, a sudden Indonesian OSS platform update has completely blocked foreign investors (PT PMAs) from registering Low-Risk and Lower-Medium-Risk business codes (KBLIs) using a Bali address. Triggered by an official directive from the Governor of Bali to curb "paper-only" compliance, popular sectors like consulting, real estate, and retail are now off-limits under the standard automated path

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Bali Business and Land Owners, Take Note: Two New Laws That Could Affect You
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Bali Business and Land Owners, Take Note: Two New Laws That Could Affect You

If you're doing business in Indonesia or own land in Bali, there are two recent developments in the law that might affect you: the reclamation of unused or abandoned land, and music royalty obligations for businesses. Here’s a roundup of everything you need to know about these two laws, and what you need to do to make sure you’re in line with them. 

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Do You Need a Tax ID NPWP in Indonesia as a Foreigner? A Guide to Getting Your NPWP and Saving Money on Taxes in 2025 
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Do You Need a Tax ID NPWP in Indonesia as a Foreigner? A Guide to Getting Your NPWP and Saving Money on Taxes in 2025 

If you're planning to work, invest or do business in Indonesia, you need an NPWP. An NPWP will allow you to file taxes, and without one, you'll be paying a higher tax rate and this means you can easily reduce your tax burden by getting one. Read on to find out more about what an NPWP is, how to get one, and why you need one if you plan on being in Indonesia for longer than 6 months. 

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